Financial Planning
Our Services
Financial Planning is a holistic process in which we work with you to evaluate your unique financial picture and develop a customized comprehensive plan to help you meet your goals. The process often includes retirement planning, tax planning, investment planning, and estate planning.
NON-DEPOSIT PRODUCTS ARE NOT FDIC INSURED – NO BANK GUARANTEE – MAY LOSE VALUE
Step 1 | Initial Consultation
We offer a complimentary consultation meeting where we get to know you, your current financial picture and goals, and we explore ways we may be able to help.
Step 2 | Discovery Process
If you’re ready to move forward, we will schedule a follow up conversation in which we will talk more in depth about your financial goals, confirm the scope of the engagement, and collect relevant information needed for your plan.
Step 3 | Plan Presentation with Recommendations
After we’ve collected your information, we analyze it, and based on your objectives, we develop a customized plan. We summarize your current financial profile and recommend steps to help you meet your goals with specific, action items. Our recommendations often address topics such as: saving targets, debt repayment, investment goals, retirement planning, tax planning, and estate planning. Depending on the extent of the engagement, we will also review your investment asset allocation and provide recommendations for other professionals in our network such as CPAs and estate attorneys.
Step 4 | Check-In Meeting
After we’ve provided recommendations, we schedule a meeting to check your progress and answer any follow-up questions you may have. If anything has changed with your situation, we can make adjustments to your plan. For ongoing financial planning clients, we schedule planning meetings at least once a year, or more often depending on the scope of engagement.
Investment Management
For clients who also have investment management needs, we offer investment advisory services with managed portfolios of diversified, low-cost mutual funds or ETFs. We will first work with you to identify your short- and long-term investment objectives, determine your optimal risk tolerance, and design a strategy that aligns with your timeline and goals. If appropriate, we will analyze your existing investments and make recommendations based on current holdings and potential tax implications. Our advisory team stands behind our investment philosophy and we invest our own money in the same strategies we offer to clients.
Comprehensive Family Wealth Services
For individuals and families with highly complex needs including families spanning multiple generations, we offer access to a comprehensive suite of high-level services including family wealth planning, institutional quality investment management, estate planning, trust services, charitable and legacy planning, and collaboration with your CPAs and Attorneys.
Financial Planning Portal
Client access for financial planning scenarios, to check in on progress, and to view all of your aggregated accounts through RightCapital.
MEET OUR TEAM
QUESTIONS? CONTACT US!
You are advised to not include sensitive or confidential information (i.e. Social Security #, account #’s or pass code ID information etc.) within any “unencrypted” email communication. Please be advised that contact forms are received during normal business hours. If you have not received a response within 48 hours, please call us at 641-260-2496.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA/SIPC to residents of AZ, CA, FL, IA, KS, KY, LA, MI, MO, NE, NY, OH, PA, TX, VA, and WY. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Grinnell Wealth Management and Grinnell State Bank are not affiliated with Cambridge. Non-deposit investment products are not FDIC insured, not bank guaranteed, and may lose value. Cambridge and Grinnell State Bank d/b/a Grinnell Investor Center and are not affiliated.
Non-deposit investment products are not FDIC insured, not bank guaranteed, and may lose value.
*At certain places on our website we offer direct access, or “links”, to other websites. These sites contain information that has been created, published, maintained, or otherwise posted by institutions or organizations independent of Grinnell Investor Center. Grinnell Investor Center does not endorse, approve, certify, or control these websites, and does not assume responsibility for the accuracy, completeness, or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent financial professional. Grinnell Investor Center does not necessarily endorse or recommend any commercial product or service described at these websites.
