Our personal Visa® platinum credit cards offer hometown convenience, worldwide acceptance and great benefits!

Enjoy the following features with all of our card options:

  • No Annual Fee*
  • Manage your account online and view statements – visit MyCardStatement.com.
  • 0% Intro APR on Purchases and Balance Transfers for First 12 months After the initial 12 months, a variable APR will apply.*
  • Free FICO Score (1) – view your FICO® Score for free and monitor your credit.
  • Fraud Monitoring and Zero Fraud Liability – we monitor your account for fraudulent charges and your liability for unauthorized
    transactions is $0.
  • SecurLOCKTM Email and Text Fraud Alerts – receive alerts regarding suspicious charges on your account.
  • Cell Phone Protection (2) – protect your phone from theft or damage when you pay your bill with this card.
  • Mobile Payments – a safe and secure way to pay with Apple Pay™, Google Pay™, or Samsung Pay™.
  • ID Navigator Powered by NortonLifeLock (3) – stay informed of potential threats to your identity




Rewards Platinum

Unlimited reward points that don’t expire. (4)

Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more.

Visit cRewardsCard.com for details.

Cash Rewards Platinum

Earn 1% cash back on all net purchases.

Cash rewards never expire. (4)

Platinum Edition

No penalty APR and low interest rates*.


Learn more about our Platinum Secured Card.

ATTENTION CURRENT GSB/TCM CARDHOLDERS: If you would like to switch to a rewards product, please contact us at 641.236.3174.

TCM Customer Service | (800)883-0131 – Outside the US call | (813)868-2891
Open 24 hours a day, 7 days a week (Balance inquires, lost/stolen cards, etc)

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

(1) FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

(2) Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered Grinnell State Bank/TCM Bank-issued credit card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.

(3)  Visa consumer cardholders can enroll by visiting www.cardbenefitidprotect.com, and completing the eligibility verification. Once verified, cardholders will be redirected to the offer page on Norton.com where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address. No one can prevent all identity theft.

(4) In order to access rewards, your account must be open and in good standing.