WHY CHOOSE GRINNELL STATE BANK FOR YOUR LENDING NEEDS?

Sound advice, fast decisions, and strong relationships

We take pride in helping local businesses grow, and we know that smart borrowing options are a crucial resource that will help you succeed. We offer a variety of lending solutions with competitive rates to start or expand your business.

With all lending decisions made in house, our bankers will get to know you and offer personalized advice. We don’t need to go upstream to get lending permission – our local bankers make all lending decisions.

BENEFITS OF BORROWING WITH GRINNELL STATE BANK
  • Competitive rates
  • Guidance through lending process
  • Open line of credit – No refinancing
  • Bankers invested in your success

We offer a broad range of loans to fit every business:

  • Provide cash flow
  • Fund capital expenditures
  • Support facility purchases, renovations, and expansions
  • Finance buyouts, mergers, and acquisitions
  • Assist in the acquisition of equipment or restructuring of existing debt
  • Provide the base of longer-term working capital needs of growing companies
  • Ideal for the purchase of, or construction of, property to be utilized for investment
  • Used for retail, office, industrial, multifamily properties and other income-producing real estate
  • Assist business customers with their short-term cash flow needs
  • Helps with inventory purchases and receivable growth
  • For purchasing or upgrading equipment or technology for your business
  • Expert loan officers offer a wealth of background and knowledge in the agricultural and farming industry.
  • Grinnell State Bank is authorized to process loan requests for your business under the SBA’s loan guarantee programs.
LOAN CALCULATOR
CONTACT US ABOUT A LOAN
Important Information about Procedures for Opening a New Account:

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.