We will be CLOSED Monday, September 4th, 2023 in observance of Labor Day.

Any transactions after closing on Friday, September 1st will post to your account on Tuesday, September 5th.

*This affects all wires & ACH transactions

Personal Simply Savings

Best Uses for a High-Yield Savings Account:
  • Down Payment on a Home
  • Saving for College
  • Family Vacation
  • Saving for a Vehicle
  • Upgrading Your Home
  • And so much more!

Simply Savings Split Balance Tiers**(3)

Tier LevelAccount FundsSimply Savings Interest Rate(2)APY (Annual Percentage Yield) Ranges
Tier 1up to $500.002.90%2.94%
Tier 2$500.01 – $25,000.002.90%2.94 to 2.94%
Tier 3$25,000.01 – $50,000.001.00%2.94 to 1.97%
Tier 4 $50,000.01 – $100,000.001.05%1.97 to 1.51%
Tier 5 $100,000.01 – $200,000.001.10%1.51 to 1.31%
Tier 6$200,000.01 – $1,000,000.001.15%1.31 to 1.19%

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

For a printable version of Reg E:

 You are accessing a printable version of our Electronic Funds Transfer.

For a printable version of our Online Terms and Conditions:


You are accessing a printable version of Grinnell State Bank’s Online Banking Terms and Conditions. There are hyperlinks appearing within the document to access additional bank policy information referenced by the link. The links are for reference only, please contact the bank directly to request a copy of the referenced information.