We will be open normal business hours Monday, January 16, 2023.
Any transactions after closing Friday, January 13, 2023 will post to your account on Tuesday, January 17, 2023 due to the observance of Martin Luther King Jr Day. *This affects all wires & ACH transactions.

Rates

Interest Bearing Checking Accounts(2)(3b)
Full Service Checking
(Interest Bearing Checking Account Minimum to open $100.00; Minimum for APY $2500.01 AAB5)
Interest Rate%APY1
AAB5$2,500.01 to $10,000.000.150.15
$10,000.01 to $25,000.000.200.20
$25,000.01 +0.250.25
Premier Checking
(Premier Checking Minimum to open $10,000.00 AAB5)
Interest Rate%APY1
AAB5$0.00 to $50,000.000.150.15
$50,000.01 to $100,000.000.250.25
$100,000.01 to $200,000.000.300.30
$200,000.01 +0.350.35
Interest Bearing Savings Accounts(2)(3b)
IRA Open Time & College Fund AccountsInterest Rate%APY1
(Minimum to open IRA $50.00, College Fund $250.00, Minimum for APY on IRA $50.00 AAB5, College Fund $250.00 AAB5)
2.252.27
Savings (Personal & Business)
(Minimum to open $100.00)
Interest Rate%APY1
AAB5$0.00 to $500.001.001.00
$500.01 to $5,000.001.001.00
$5,000.01 to $50,000.001.501.51
$50,000.01 to $100,000.001.751.76
$100,000.01 to $200,000.002.002.02
$200,000.01 +2.252.27
Simply Savings (Personal & Business)7
(Minimum to open $100.00)
Split Interest Rate%APY % Range
AB8$0.00 to $500.003.003.04
$500.01 to $25,000.003.003.04 to 3.04
$25,000.01 to $50,000.001.453.04 to 2.25
$50,000.01 to $100,000.001.502.25 to 1.88
$100,000.01 to $200,000.001.551.88 to 1.72
$200,000.01 to $1,000,000.001.601.72 to 1.63
Money Market Savings
(Money Market Savings Minimum to open $100.00; Minimum for APY $25,000.01 AAB5)
Interest Rate%APY1
AAB5$25,000.01 +1.001.00
Business Money Market Savings
(Business Money Market Savings Minimum to open $10,000.00; Minimum for APY $10,000.01 AAB5)
Interest Rate%APY1
AAB5$10,000.01 to $25,000.001.001.00
$25,000.01 +1.251.26
Certificates of Deposit(3a)(3b)
Interest RateAPY1Interest RateAPY1Interest RateAPY1
DB4 of$2500.00 Minimum$15,000.00$50,000.00 & IRA
30–90 Day*2.012.032.032.052.052.07
DB4 of$1000.00 Minimum$15,000.00$50,000.00 & IRA
3 month**2.052.072.152.172.252.27
6 month2.052.072.152.172.252.27
12 month 2.052.072.152.172.252.27
15 month with Bump(6)(2)(Variable)4.404.474.504.584.504.58
18 month2.052.072.152.172.252.27
24 month2.052.072.152.172.252.27
30 month2.052.072.152.172.252.27
33 month with Bump(6)(2)(Variable)3.903.964.004.064.004.06
36 month2.102.122.202.222.302.32
42 month2.102.122.202.222.302.32
48 month2.202.222.302.322.402.42
60 month2.302.322.402.422.502.52
Certificates of Deposit(3a)(3b)
Interest Rate
APY1
Interest Rate
APY1
Interest Rate
APY1
DB4
$2,500.00 Minimum
$15,000.00
Content$50,000.00 & IRA
Content
Content
Content

*30-90 day has a minimum opening balance requirement of $2500.00.

**3-60 month term has a minimum opening balance requirement of $1000.00.

This Rate Chart contains information about interest rates and 1) Annual Percentage Yields (APY) for some of the accounts we offer. APY’s reflected for Certificate of Deposits are based on the minimum required deposit of each tier for the term offered. 2) The interest rate and annual percentage yield may change after account opening. 3) (a) A penalty may be imposed for early withdrawal. (b) Fees could reduce the earnings on the above accounts. 4) Daily Balance (DB). 5) Average Available (Collected) Balance (AAB). 6) Maximum of $250,000.00 for non-personal (Entity) depositor. Funds accepted for deposit are required to be “in-state” or funds held within the State of Iowa. 7) Split Interest Rate is applied. 8) Available (Collected) Balance (AB).

For additional information call Grinnell 641.236.3174, Marengo 319.642.5511, Johnston 515.278.6300, Polk City 515.984.6211

Interest rates and Annual Percentage Yields are current as of February 3, 2023.

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