We will be CLOSED Monday, September 2, 2024 in observance of Labor Day.
Any transactions after closing Friday, August 30, 2024 will post to your account on Tuesday, September 3, 2024.
*This affects all wires & ACH transactions.
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| Interest Bearing Checking Accounts(2)(3b) | |||
|---|---|---|---|
| Full Service Checking (Interest Bearing Checking Account Minimum to open $100.00; Minimum for APY $2500.01 AAB5) | Interest Rate% | APY1 | |
| AAB5 | $2,500.01 to $10,000.00 | 0.15 | 0.15 |
| $10,000.01 to $25,000.00 | 0.20 | 0.20 | |
| $25,000.01 + | 0.25 | 0.25 | |
| Premier Checking (Premier Checking Minimum to open $10,000.00 AAB5) | Interest Rate% | APY1 | |
|---|---|---|---|
| AAB5 | $0.00 to $50,000.00 | 0.15 | 0.15 |
| $50,000.01 to $100,000.00 | 0.25 | 0.25 | |
| $100,000.01 to $200,000.00 | 0.30 | 0.30 | |
| $200,000.01 + | 0.35 | 0.35 | |
| Interest Bearing Savings Accounts(2)(3b) | |||
|---|---|---|---|
| IRA Open Time & College Fund Accounts | Interest Rate% | APY1 | |
| (Minimum to open IRA $50.00, College Fund $250.00, Minimum for APY on IRA $50.00 AAB5, College Fund $250.00 AAB5) | |||
| 2.25 | 2.27 | ||
| Savings (Personal & Business) (Minimum to open $100.00) | Interest Rate% | APY1 | |
|---|---|---|---|
| AAB5 | $0.00 to $500.00 | 0.75 | 0.75 |
| $500.01 to $5,000.00 | 0.75 | 0.75 | |
| $5,000.01 to $50,000.00 | 1.00 | 1.00 | |
| $50,000.01 to $100,000.00 | 1.25 | 1.26 | |
| $100,000.01 to $200,000.00 | 1.50 | 1.51 | |
| $200,000.01 + | 1.75 | 1.76 | |
| Simply Savings (Personal & Business)7 (Minimum to open $100.00) | Split Interest Rate% | APY % Range | |
|---|---|---|---|
| AB8 | $0.00 to $500.00 | 2.25 | 2.27 |
| $500.01 to $25,000.00 | 2.25 | 2.27 to 2.27 | |
| $25,000.01 to $50,000.00 | 0.75 | 2.27 to 1.51 | |
| $50,000.01 to $100,000.00 | 0.80 | 1.51 to 1.16 | |
| $100,000.01 to $200,000.00 | 0.85 | 1.16 to 1.01 | |
| $200,000.01 to $1,000,000.00 | .90 | 1.01 to 0.92 | |
| Money Market Savings (Money Market Savings Minimum to open $100.00; Minimum for APY $25,000.01 AAB5) | Interest Rate% | APY1 | |
|---|---|---|---|
| AAB5 | $25,000.01 + | 0.75 | 0.75 |
| Business Money Market Savings (Business Money Market Savings Minimum to open $10,000.00; Minimum for APY $10,000.01 AAB5) | Interest Rate% | APY1 | |
|---|---|---|---|
| AAB5 | $10,000.01 to $25,000.00 | 0.75 | 0.75 |
| $25,000.01 + | 1.00 | 1.00 | |
| Certificates of Deposit(3a)(3b) | ||||||
|---|---|---|---|---|---|---|
| Interest Rate | APY1 | Interest Rate | APY1 | Interest Rate | APY1 | |
| DB4 of | $2500.00 Minimum | $15,000.00 | $50,000.00 & IRA | |||
| 30–90 Day* | 2.01 | 2.03 | 2.03 | 2.05 | 2.05 | 2.07 |
| DB4 of | $1000.00 Minimum | $15,000.00 | $50,000.00 & IRA | |||
| 3 month** | 2.05 | 2.07 | 2.15 | 2.17 | 2.25 | 2.27 |
| 6 month | 2.05 | 2.06 | 2.15 | 2.16 | 4.25 | 4.30 |
| 12 month | 2.05 | 2.07 | 2.15 | 2.17 | 2.25 | 2.27 |
| 15 month with Bump(6)(2)(Variable) | 3.90 | 3.96 | 4.00 | 4.06 | 4.00 | 4.06 |
| 18 month | 2.05 | 2.07 | 2.15 | 2.17 | 2.25 | 2.27 |
| 24 month | 2.05 | 2.07 | 2.15 | 2.17 | 2.25 | 2.27 |
| 30 month | 2.05 | 2.07 | 2.15 | 2.17 | 2.25 | 2.27 |
| 33 month with Bump(6)(2)(Variable) | 3.40 | 3.44 | 3.50 | 3.55 | 3.50 | 3.55 |
| 36 month | 2.10 | 2.12 | 2.20 | 2.22 | 2.30 | 2.32 |
| 42 month | 2.10 | 2.12 | 2.20 | 2.22 | 2.30 | 2.32 |
| 48 month | 2.20 | 2.22 | 2.30 | 2.32 | 2.40 | 2.42 |
| 60 month | 2.30 | 2.32 | 2.40 | 2.42 | 2.50 | 2.52 |
| Certificates of Deposit(3a)(3b) | ||||||
|---|---|---|---|---|---|---|
|
|
Interest Rate |
APY1 |
Interest Rate |
APY1 |
Interest Rate |
APY1 |
|
DB4 |
$2,500.00 Minimum |
$15,000.00 |
Content$50,000.00 & IRA |
|||
|
Content |
Content |
Content |
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*30-90 day has a minimum opening balance requirement of $2500.00.
**3-60 month term has a minimum opening balance requirement of $1000.00.
This Rate Chart contains information about interest rates and 1) Annual Percentage Yields (APY) for some of the accounts we offer. APY’s reflected for Certificate of Deposits are based on the minimum required deposit of each tier for the term offered. 2) The interest rate and annual percentage yield may change after account opening. 3) (a) A penalty may be imposed for early withdrawal. (b) Fees could reduce the earnings on the above accounts. 4) Daily Balance (DB). 5) Average Available (Collected) Balance (AAB). 6) Maximum of $250,000.00 for non-personal (Entity) depositor. Funds accepted for deposit are required to be “in-state” or funds held within the State of Iowa. 7) Split Interest Rate is applied. 8) Available (Collected) Balance (AB).
For additional information call Grinnell 641.236.3174, Marengo 319.642.5511, Johnston 515.278.6300, Polk City 515.984.6211
Interest rates and Annual Percentage Yields are current as of October 1, 2024.
Balances, Transfers, and Account Information
PIN #: Unique number set at account opening.
073901725
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