We will be CLOSED Thursday, July 4th in observance of INDEPENDENCE DAY.

Any transactions after closing Wednesday, July 3, 2024 will post to your account on Friday, July 5, 2024. *This affects all ACH files & wire transfers.

6 MONTH CD SPECIAL | 4.81% APY*

STOP IN TO ANY OF OUR LOCATIONS TO OPEN YOUR CD TODAY!

*APY is Annual Percentage Yield. Percentage reflected is based on Minimum investment amount of $50,000. The stated APY rate is accurate as of May 1, 2024. A penalty may be imposed for early withdrawal. Fees could reduce the earnings. View all rates here.

Checking

Business Checking Account Options

Free Business CheckingBusiness CheckingCommercial Checking AnalysisOrganization Basic Checking
Opening Deposit$100$100$100$100
*Average Available (collected) Balance for no monthly service charge
***Item charges may still apply
None$2,500NANA
Images On Statements$4 Per Statement Cycle
(Optional)
IncludedIncludedIncluded
Monthly Service ChargeNone$7.50$7.50$2.00
Interest PaidNoNoEarnings credit based on 80% of the 91 day T-Bill Bank Discount Rate**No
Special Features/ Item Charges***$0.25 per item over 150 total debits,
checks, credits and deposited items per statement cycle.
$0.25 per item over 300 total debits,
checks, credits, and deposited items per statement cycle.
$0.15 per debit or check, $0.20 per credit, $0.03 per on-us item deposited and $0.08 per transit item deposited.$0.25 per total debits, checks, credits, and deposited items over 150 per statement cycle.
BENEFITS OF YOUR ACCOUNT

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

For a printable version of Reg E:

 You are accessing a printable version of our Electronic Funds Transfer.

For a printable version of our Online Terms and Conditions:


 

You are accessing a printable version of Grinnell State Bank’s Online Banking Terms and Conditions. There are hyperlinks appearing within the document to access additional bank policy information referenced by the link. The links are for reference only, please contact the bank directly to request a copy of the referenced information.