We will be CLOSED Monday, September 2, 2024 in observance of Labor Day.
Any transactions after closing Friday, August 30, 2024 will post to your account on Tuesday, September 3, 2024.
*This affects all wires & ACH transactions.
OUR NEW ONLINE & MOBILE EXPERINCE IS LIVE
For quicker access to the new mobile banking experience, you can go into your app store and update the app now. LEARN MORE HERE
Our consumer checking accounts are designed with you in mind. No matter what stage of life you are in, our flexible checking account options are designed to help you manage your finances the way you want.
Our basic checking account is designed so you don’t have to keep an average balance. Use your money your way.
Our next step up from the Simply Checking account. Designed so you have the ability to wave monthly service charges goodbye (Inactivity fees may still apply).
Our next step up from the Preferred Checking account. Designed so you can earn interest on your checking account funds.
Our highest level checking account. This higher balance checking account is designed to offer you the best features.
| Simply Checking | Preferred Checking | Full Service Checking | Premier Checking | |
|---|---|---|---|---|
| Opening Deposit | $100 | $100 | $100 | $10,000 |
| **Average Available (collected) Balance to Earn Interest | N/A | N/A | $2,500.01 | All Balances |
| Images On Statements | (P2)Yes | Yes | Yes | Yes |
| Free Online & Mobile Banking | Yes | Yes | Yes | Yes |
| **Average Available (collected) Balance Required to Avoid *Monthly Service Charge & Other Features | (P1)(P3) No Minimum Balance Required | (P3)$750 | $2,500 | $50,000 |
*All accounts subject to monthly service fees are eligible for reduced fees or waived fees based on specific requirements within each account. Please see a Personal Banker for more details.
(P1) There are no balance requirements for this account. A monthly service fee of $1.50 applies to this account. $1.00 may be waived if you elect our online statement option or recurring direct deposit. Transaction fees may still apply of $0.25 per debit and credit transaction after 75 total items (credits, deposits, deposited items, withdrawal, check paid, automatic transfer or payment out of this account).
(P2) Available upon request. No charge for the initial card.
(P3) An Inactivity Fee of $2.00 will be charged each statement period. This fee will apply if an account is inactive for over 60 days.
**The (AAB) is calculated by adding the available principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The available balance is the account balance, less unpaid deposited items drawn on other financial institutions in the process of collection. Please E-mail us or contact a Personal Banker at one of our branches for current rate information.
Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.
Our friendly staff is ready to help you create a new account or transfer your existing account to Grinnell State Bank.
Balances, Transfers, and Account Information
PIN #: Unique number set at account opening.
073901725
Grinnell State Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Grinnell State Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:
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You are accessing a printable version of Grinnell State Bank’s Online Banking Terms and Conditions. There are hyperlinks appearing within the document to access additional bank policy information referenced by the link. The links are for reference only, please contact the bank directly to request a copy of the referenced information.
