Personal Checking
Our consumer checking accounts are designed with you in mind. No matter what stage of life you are in, our flexible checking account options are designed to help you manage your finances the way you want.
For updates on holiday hours, please visit our locations & hours page.
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During bank hours:
Please call GSB at
800-236-3187
Outside of bank hours:
Please call Shazam at
800-383-8000
Our consumer checking accounts are designed with you in mind. No matter what stage of life you are in, our flexible checking account options are designed to help you manage your finances the way you want.
Our basic checking account is designed so you don’t have to keep an average balance. Use your money your way.
Our next step up from the Simply Checking account. Designed so you have the ability to wave monthly service charges goodbye (Inactivity fees may still apply).
Our next step up from the Preferred Checking account. Designed so you can earn interest on your checking account funds.
Our highest level checking account. This higher balance checking account is designed to offer you the best features.
Simply Checking
Preferred Checking
Full Service Checking
Premier Checking
Opening Deposit
$100
$100
$100
$10,000
**Average Available (collected) Balance to Earn Interest
N/A
N/A
$2,500.01
All Balances
Images On Statements
(P2)Yes
Yes
Yes
Yes
Free Online & Mobile Banking
Yes
Yes
Yes
Yes
**Average Available (collected)
Balance Required to Avoid *Monthly Service Charge & Other Features
(P1)(P3) No Minimum Balance Required
(P3)$750
$2,500
$50,000
*All accounts subject to monthly service fees are eligible for reduced fees or waived fees based on specific requirements within each account. Please see a Personal Banker for more details.
(P1) There are no balance requirements for this account. A monthly service fee of $1.50 applies to this account. $1.00 may be waived if you elect our online statement option or recurring direct deposit. Transaction fees may still apply of $0.25 per debit, check, credit and deposited item after 75 total items.
(P2) Available upon request with a charge.
(P3) A $2.00 monthly Inactivity Fee will be applied to the account if the account remains inactive for over 60 days.
**The (AAB) is calculated by adding the available principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The available balance is the account balance, less unpaid deposited items drawn on other financial institutions in the process of collection. Please E-mail us or contact a Personal Banker at one of our branches for current rate information.
Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.
Our friendly staff is ready to help you create a new account or transfer your existing account to Grinnell State Bank.
During bank hours:
Please call GSB at
800-236-3187
Outside of bank hours:
Please call Shazam at
800-383-8000
Grinnell State Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Grinnell State Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
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