Savings

*All accounts subject to monthly service fees are eligible for reduced fees or waived fees based on specific requirements within each account. Please see a Personal Banker for more details.

(P1) Available upon request with a charge.

(P2) There are No minimum average available balance requirements for children under 18. Opening Deposit required is $25.00 for children under 18. An Excess Withdrawal fee of $1.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of (3) during a statement cycle/period. Insufficient funds are not allowed, but if it were to occur, the applicable Overdraft Item Charge may be assessed. A $2.00 Low Balance Service Fee is charged when the Average Available (collected) Balance (AAB)** is below $100.00 for the statement period.

(P3) All Accounts will incur a $10.00 per withdrawal/debit over 6 per statement cycle, $1.00 per deposit over 4 per statement cycle.

(P4) All Simply Savings accounts will incur a $2.00 charge per withdrawal/debit over 6 per statement cycle. A $2.00 Low Balance Service Fee is charged when the Available (collected) Balance (AB)*** is below $100.00 for the statement cycle. The interest for this account is based on variable rates for each “Split Balance” tier. Rates are subject to change after the account is opened. Read further details on the split balance tiers. Only one (1) Simply Savings account is permitted per primary Tax ID/Social Security Number.

**The (AAB) is calculated by adding the available principal balance in the account for each day of the period and dividing that figure by the number of days in the period. The available balance is the account balance, less unpaid deposited items drawn on other financial institutions in the process of collection.

***The available balance is the account balance, less unpaid deposited items drawn on other financial institutions in the process of collection.

Please E-mail us or contact a Personal Banker at one of our branches for current rate information.

Rates valid as of May 1, 2025.

Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.