We will be CLOSED Monday, October 13, 2025 in observance of Columbus Day  & Indigenous Peoples’ Day. 

Any transactions after closing Friday,  October 10, 2025 will post to your account on Tuesday, October 14, 2025. 

*This affects all wires & ACH transactions. 

Attention Johnston Customers:
The west driveway entrance to our Johnston Branch is temporarily closed due to construction.
Please use the southeast driveway entrance to enter the parking lot. The west driveway is exit-only onto Merle Hay Road.
We apologize for any inconvenience and appreciate your understanding.

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IRAs

OUR IN HOUSE RETIREMENT SOLUTION

Whether it’s in sight or years away, we can help you save for retirement

Individual Retirement Accounts, or IRAs, are a great option for retirement savings regardless of age. The earlier you open an IRA after you join the workforce, the more money you will have for retirement. With our self-directed IRAs, you have the ability to hold more than just your average investments in your account, you can hold precious metals, real estate & more!

ROTH IRA

  • Pre-taxed – contributions are taxed when they go in so you won’t be taxed when you take distributions, if requirements are met
  • No age limit to contribute
  • Must have earned income to contribute
  • No mandatory withdrawals at age 70 ½
  • Interest posts quarterly

TRADITIONAL IRA

  • Tax deductible contributions
  • Must have earned income to contribute
  • Required minimum distributions at age 70 ½
  • No income limit to contribute
  • Age limit to contribute
  • Interest posts quarterly

IRA CERTIFICATE OF DEPOSIT (CD)

  • Low risk
  • FDIC insured
  • Flexible terms

FEES

  • Yearly service fee – $20
  • Termination fee – $50
BENEFITS OF YOUR ACCOUNT

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

Your Current Accounts

Mobile App with Mobile Deposit, Bill Pay, Internal Account Transfers & more

Fee-Free Shazam Privileged Status ATMs

Telebanking

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