Personal Checking

*All accounts subject to monthly service fees are eligible for reduced fees or waived fees based on specific requirements within each account. Please see a Personal Banker for more details.

 (P1) There are no balance requirements for this account. A monthly service fee of $1.50 applies to this account. $1.00 may be waived if you elect our online statement option or recurring direct deposit. Transaction fees may still apply of $0.25 per debit and credit transaction after 75 total items (credits, deposits, deposited items, withdrawal, check paid, automatic transfer or payment out of this account).

(P2) Available upon request. No charge for the initial card.

(P3) An Inactivity Fee of $2.00 will be charged each statement period. This fee will apply if an account is inactive for over 60 days.

(P5) The (AAB) is calculated by adding the available principal balance in the account for each day of the period and dividing that figure by the number of days in the period.

(P6) The Interest Rate and Annual Percentage Yield (APY) will depend upon the Available (Collected) Balance (AB) in the account according to the applicable rate and balance tier. Interest is calculated daily based on the (AB) in the account according to the applicable rate and balance tier. Daily interest totals are then combined and applied to the account as a single interest total at the end of the statement period.

(P7) The available balance is the account balance, less unpaid deposited items drawn on other financial institutions in the process of collection.

Please E-mail us or contact a Personal Banker at one of our branches for current rate information.

Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.