Attention Deposit Account Customers:

Effective September 2, 2025, you will no longer be able to use your GSB debit/ATM card to deposit at non-GSB owned ATMs. You will still be able to deposit at the GSB owned ATMs located at each of our four (4) branches. You can also conveniently deposit checks via Mobile Deposit through our mobile app. If you are not currently set up for Online or Mobile Banking, stop in or contact any of our branches and a personal banker will assist you.

To learn more about how to use Mobile Deposit, visit our Online Banking Education Center.

We understand that this may change how you deposit, however, this decision has been made due to the increasing level of risk associated with check fraud deposits occurring at ATMs.

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Business Banking

CONVENIENT BANKING OPTIONS FOR EVERY BUSINESS

Simple, efficient, straightforward banking with no hidden fees

Hundreds of local businesses bank with Grinnell State Bank because of our flexible account options and friendly, hardworking staff. We’re proud to have grown with the community since 1925, and we’ve developed customized banking services that fit the needs of businesses today.

BUSINESS BANKING SERVICES OUR CUSTOMERS LOVE

As a business owner, we know it’s important to have easy to understand checking and savings accounts, which is why we offer online business banking accounts to fit businesses of every size. Our experienced staff can help determine which type of account will fit your business.

  • Online banking with 24/7 access
  • Online statements, remote deposits, and online bill pay
  • Built-in fraud protection through ACH monitoring software
  • Merchant credit card services
  • Night depository services
  • Competitive CD rates with short- and long-term options available

Business Banking Accounts:

FREE BUSINESS CHECKING
  • Designed to meet the needs of small businesses with no monthly service charges or hidden fees (item charges may still apply)
  • 150 free transactions (debits, checks, credits, and deposited items) per statement cycle
  • No minimum balance required
BUSINESS CHECKING
  • Designed for businesses with moderate transaction activity
  • 300 free transactions (debits, checks, credits, and deposited items) per statement cycle
  • $2500 average available balance requirement to waive a monthly service charge (item charges may still apply)
  • Check images included in the monthly statement
COMMERCIAL CHECKING
  • Designed for businesses with more activity and a higher check volume
  • Commercial account analysis included
  • Earnings credit allowance offsets transactional fees
BUSINESS SAVINGS
  • Low minimum balance requirement
  • Offers businesses the ability to start earning interest on excess funds
  • Tiered interest rate based on the account balance
BUSINESS MONEY MARKET SAVINGS
  • Offers higher interest-earning potential on your business funds

Switch Today!

We’re invested in the community and can’t wait to help you pursue your goals, keep things on track, and grow your business.

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BENEFITS OF YOUR ACCOUNT

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

Your Current Accounts

Mobile App with Mobile Deposit, Bill Pay, Internal Account Transfers & more

Fee-Free Shazam Privileged Status ATMs

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