Due to road closures on Friday, September 5, 2025, the Polk City lobby will be closed and the drive up will only be accessible by walk up.

Attention Deposit Account Customers:

Effective September 2, 2025, you will no longer be able to use your GSB debit/ATM card to deposit at non-GSB owned ATMs. You will still be able to deposit at the GSB owned ATMs located at each of our four (4) branches. You can also conveniently deposit checks via Mobile Deposit through our mobile app. If you are not currently set up for Online or Mobile Banking, stop in or contact any of our branches and a personal banker will assist you.

To learn more about how to use Mobile Deposit, visit our Online Banking Education Center.

We understand that this may change how you deposit, however, this decision has been made due to the increasing level of risk associated with check fraud deposits occurring at ATMs.

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WHY CHOOSE GRINNELL STATE BANK FOR YOUR LENDING NEEDS?

Sound advice, fast decisions, and strong relationships

We take pride in helping Iowa businesses grow, and we know that smart borrowing options are a crucial resource that will help you succeed. We offer a variety of lending solutions with competitive rates to start or expand your business.

With all lending decisions made in house, our bankers will get to know you and offer personalized advice. We don’t need to go upstream to get lending permission – our local bankers make all lending decisions.

CONTACT US TO GET STARTED TODAY!


BENEFITS OF GETTING IOWA BUSINESS LOANS FROM GRINNELL STATE BANK
  • Competitive rates
  • Guidance through lending process
  • Open line of credit – No refinancing
  • Bankers invested in your success

We offer a broad range of Iowa business loans to fit every business:

  • Provide cash flow
  • Fund capital expenditures
  • Support facility purchases, renovations, and expansions
  • Finance buyouts, mergers, and acquisitions
  • Assist in the acquisition of equipment or restructuring of existing debt
  • Provide the base of longer-term working capital needs of growing companies
  • Ideal for the purchase of, or construction of, property to be utilized for investment
  • Used for retail, office, industrial, multifamily properties and other income-producing real estate
  • Assist business customers with their short-term cash flow needs
  • Helps with inventory purchases and receivable growth
  • For purchasing or upgrading equipment or technology for your business
  • Expert loan officers offer a wealth of background and knowledge in the agricultural and farming industry.
  • Grinnell State Bank is authorized to process loan requests for your business under the SBA’s loan guarantee programs.
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Important Information about Procedures for Opening a New Account:

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person or business that opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.

BENEFITS OF YOUR ACCOUNT

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

Your Current Accounts

Mobile App with Mobile Deposit, Bill Pay, Internal Account Transfers & more

Fee-Free Shazam Privileged Status ATMs

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