Due to road closures on Friday, September 5, 2025, the Polk City lobby will be closed and the drive up will only be accessible by walk up.

Attention Deposit Account Customers:

Effective September 2, 2025, you will no longer be able to use your GSB debit/ATM card to deposit at non-GSB owned ATMs. You will still be able to deposit at the GSB owned ATMs located at each of our four (4) branches. You can also conveniently deposit checks via Mobile Deposit through our mobile app. If you are not currently set up for Online or Mobile Banking, stop in or contact any of our branches and a personal banker will assist you.

To learn more about how to use Mobile Deposit, visit our Online Banking Education Center.

We understand that this may change how you deposit, however, this decision has been made due to the increasing level of risk associated with check fraud deposits occurring at ATMs.

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Privacy Policy

FACTS

What does Grinnell State Bank DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and overdraft history
  • Transaction history and credit history
  • Account balances and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Grinnell State Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does Grinnell State Bank Share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our Marketing purposes –

to offer our products and services to you.

YES

NO

For joint Marketing with other Financial companies –

Grinnell State Bank Does NOT share your information.

NO

We don’t share

For our affiliates’ everyday business purposes –

information about your transactions and experiences.

YES

NO

For our affiliates’ everyday business purposes –

information about your creditworthiness.
Grinnell State Bank Does NOT share your information.

NO

We don’t share

For our affiliates’ to market to you.

Grinnell State Bank Does NOT share your information.

NO

We don’t share

For nonaffiliates to market to you.

Grinnell State Bank Does NOT share your information.

NO

We don’t share

QUESTIONS?

Call 641.236.3174 Email us or go to www.grinnell.bank

Who Are We

Who is providing this
notice?

Grinnell State Bank

What We Do

How does Grinnell State Bank protect my
personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

*Access is restricted to your personal and account information to those employees who need to know.

How does Grinnell State Bank collect my
personal information?

We collect your personal information, for example, when you

  • Apply for a loan or make a wire transfer
  • Open an account or apply for insurance
  • Enter into an investment advisory contract.

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal Law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness.
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

AFFILIATES

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Grinnell Wealth Management, Grinnell Investor Center, Marengo Insurance and State Bank Insurance.

NONAFFILIATES

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Grinnell State Bank does not share with nonaffiliates so they can market to you.

JOINT MARKETING

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Grinnell State Bank does not jointly market.

Other Important
Information

For a printable version of our Privacy Policy:
Click here
BENEFITS OF YOUR ACCOUNT

Bringing the Bank to you

We want to make banking easy for you with 24/7 access to your accounts and convenient access to services. Have 24/7 access to all of the following without having to step foot in the bank:

Your Current Accounts

Mobile App with Mobile Deposit, Bill Pay, Internal Account Transfers & more

Fee-Free Shazam Privileged Status ATMs

Telebanking

For a printable version of Reg E:

 You are accessing a printable version of our Electronic Funds Transfer.

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For a printable version of our Online Terms and Conditions:

 

You are accessing a printable version of Grinnell State Bank’s Online Banking Terms and Conditions. There are hyperlinks appearing within the document to access additional bank policy information referenced by the link. The links are for reference only, please contact the bank directly to request a copy of the referenced information.

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